Solve Your Debt Problems

How Much Debt Do You Have?

We Can Help

  • Reduce Your Debt Balances
  • Attain Financial Independence
  • Avoid Bankruptcy
  • As little as 24-48 months
  • One Low Monthly Program Payment
  • No Fees Until You Succeed*

Why Choose Us

Debt experts on staff

Experts On Staff

One of the most experienced teams of IAPDA Certified Debt Specialists in the business. You are in good hands with our debt resolution experts.

No upfront fees

No Upfront Fees*

No fees are paid until the terms of your debt have been altered with one or more of your creditors.

Secure and trusted site

Secure & Trusted

Debtmerica Relief is dedicated to providing a safe and secure site that you can trust. We take your privacy seriously and are committed to the protection of your personal information.

As Seen On

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Our Accreditation

Inc 5000 Fastest Growing Company

Comprised of the top 5,000 fastest-growing privately-held companies in the nation, the Inc. 5000 list offers an extensive look at America’s entrepreneurs. Debtmerica, LLC, a provider of debt resolution programs for consumers, achieved a ranking on the Inc. 5000 list of America’s fastest-growing private companies.

Voted one of Orange County's Best Places to Work

Debtmerica Relief was voted one of Orange County, California's Best Places to Work by the Orange County Business Journal. We LOVE doing what we do. We’re real human beings, who enjoy helping other human beings when they need us the most.

Super Money 5 Star Rating

SuperMoney.com offers comprehensive personal finance information, powerful tools, and real money experts to help consumers win the fight for financial freedom.

Our Process

  1. Free consultation

    Consultation

    100% Free

  2. Accumulate funds

    Accumulate Funds

    Deposit funds into your trust account

  3. Creditor negotiation

    Negotiation

    Negotiate with your creditors

  4. Debt freedom

    Debt Freedom

    Graduate when all debts are settled*

Success Stories

Lou Ann

Easier Than I Thought

“John, I just wanted to tell you that I appreciated how nice and understanding you were through this embarrassing issue of ours. I was so afraid that the person on the other end of the phone would make me feel worse than I do, and you did just the opposite. You definitely made the process easier than I thought it would be and still left me with some pride and dignity.”

Kimberly

Debtmerica Will Help You

“The guidance and understanding I have received from you has been well appreciated. I have felt as if I was communicating with an individual, not a company. "I spoke with Sonia today," not "The company called. " This type of treatment is so essential, when someone is going through a time of questioning their worth, due to the strains of daily life as they attempt to put their financial life back in order.”

Staff Testimonials

Paul N.

Sr. Debt Consultant

Helping a client avoid bankruptcy with a better alternative is an incredible source of pride for me, especially when I come home at night knowing that I’ve just helped a new family make the right decision to become debt free. Getting the many calls of gratitude that I do from graduated clients makes my work meaningful and tremendously fulfilling.

Dinh N.

Debt Consultant

Making a real difference by helping families and seeing actual settlements happening each day is incredibly motivating and rewarding. Delivering on my promises, helping my clients save money, and fulfilling my duties keeps me coming to work in the morning with high morale and a great sense of accomplishment.

Jarrod B.

VP Operations

After having worked for more than 10 years helping clients resolve their debts, I am grateful for having such a committed team helping our clients overcome financial crisis. I thoroughly appreciate knowing that the work I do makes profoundly positive changes in the lives of others. That’s the sort of feeling that never gets old.

Jeret S.

Debt Consultant

During my time as a consultant I’ve seen clients drain their bank accounts and 401(k)s simply because they didn’t realize that options were available. They felt trapped and too embarrassed to discuss how severe their situations had become. Helping my clients realize that they’re not alone is incredibly rewarding, especially when you hear the relief in their voices.

Stephanie A.

Associate

For the past two years, I’ve found that each new day helping my clients brings a rewarding and welcomed challenge. Helping those in serious financial hardship and in need of financial guidance motivates me each and every day. Seeing the families I’ve helped regain hope and a belief in a bright future ahead is an incredible source of pride for me. I hope to continue on that track for a long, long time.

Mark J.

Team Lead

From job losses and reduced income to health concerns and emergency expenses, I have seen my clients literally sell their property to stay above water. When I can help someone resolve his or her debt and start down the path to financial independence again, my job becomes incredibly rewarding. Hearing the excitement they feel upon graduation from our program is something you can’t describe in words.

Contact Us

6 Hutton Centre Drive, Suite 200

Santa Ana, CA 92707

(800) 470-8155

customercare@debtmerica.com

Hours of Operation: M-F, 7 a.m. – 6 p.m.

Company Information

Debtmerica, LLC does not discriminate on the basis of race, color, religion, sex, marital status, national origin or ancestry.

Debtmerica, LLC is registered with the California Department of Financial Protection and Innovation pursuant to the California Consumer Financial Protection Law. Registration #01-CCFPL-1264879-3451683.

Legal Disclaimer

Debtmerica Website Disclaimer: Last Updated as of August 20, 2025

* Fees are based on the amount of enrolled debt and may vary from state to state. Individual results may vary based on your ability to save sufficient funds to complete a debt settlement program, the creditors in your individual portfolio, and amount of debt enrolled. Monthly payments under the program may be less than your monthly minimums before enrollment. Estimates and statements made regarding program performance are based on historical results and the testimonials provided were dependent on the facts of the specific client's situation. We cannot guarantee settlement results or that your debt balances will be lowered by a specific amount or percentage or that your debts will be resolved within a specific period of time. Any use of the term "debt-free" only applies to accounts that have successfully enrolled and completed a debt settlement program. Debtmerica, LLC is an enrollment agent for debt settlement programs and back-end services are provided by third-party companies. Debtmerica, LLC and/or the back-end service provider will not receive any fees until the terms of your debt have been altered with one or more of your creditors. While programs are designed to reduce your debt balances, creditors are under no contractual obligation to negotiate or accept settlement offers from our service providers. We do not assume consumer debts, make monthly payments to creditors, or provide tax, bankruptcy, accounting or legal advice or credit repair services. Please contact a tax professional to discuss potential tax consequences of settled debts. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements obtained on your behalf resolve the entire account, including all accrued fees and interest. Photographs of persons used in this website are not actual clients. Debtmerica, LLC is not affiliated with CNN, MSNBC, Fox, CBS, or any other entity displayed on this website and all logos used are the trademarks and/or copyrights of their respective owners. Programs are not available in all states. Read and understand all program materials prior to your enrollment.